Your Complex Finances, Finally Organized
Six-figure salary, RSUs, multiple 401(k)s from job changes, investment accounts everywhere—you earn well but your financial picture is scattered. Get clarity in one secure place.
Time to Completion
A Financial Statement for High-Income Professionals is a consolidated report tracking complex compensation like RSUs, stock options, and multiple investment accounts. You've worked hard to reach a six-figure income—or beyond. But with success comes complexity. Between vesting RSU schedules, multiple 401(k)s from career moves, brokerage accounts, backdoor Roth contributions, and perhaps investment properties, your financial picture has become a puzzle that no single app can fully capture. You know your net worth is substantial, but if someone asked you the exact number right now, could you answer confidently? High earners often suffer from 'financial fog'—the paradox of having significant wealth but lacking clarity on the complete picture. StatementsReady cuts through the complexity, giving you a consolidated view of your true net worth and professional documentation ready for any financial need.
High Income Doesn't Mean Simple Finances
Doctors, lawyers, engineers, tech workers, and executives often have complex compensation packages that create financial tracking challenges.
RSU & Stock Option Complexity
Equity compensation vests on different schedules, at different prices. Tracking your true net worth from stock grants requires constant attention.
Multiple Retirement Accounts
Each job change left behind another 401(k). You know you should consolidate, but first you need to see the complete picture.
Major Purchase Preparation
When you're ready to buy a home or investment property, lenders need to see your full financial picture—scattered across a dozen accounts.
See Your True Net Worth
StatementsReady consolidates your complex finances into one clear view, making you prepared for any financial need.
Track vested and unvested equity in one place. See your true net worth from equity compensation.
Connect all your accounts—checking, savings, brokerage, retirement—for a consolidated view of your wealth.
Watch your wealth grow over time with clear tracking. Celebrate milestones and stay motivated.
When it's time to apply for a mortgage or business loan, export a professional statement instantly.
Bank-grade encryption protects your financial data. Your net worth is no one's business but yours.
Why High-Income Professionals Choose StatementsReady
Your financial complexity deserves a sophisticated solution. We help high earners see their complete picture clearly.
Equity Compensation Tracking
Track vested RSUs, unvested grants, and stock options in one place. Finally understand your true net worth from equity compensation.
Multi-Account Consolidation
Connect accounts across multiple institutions. See your complete wealth picture without logging into a dozen different apps.
Milestone Tracking
Watch your net worth grow over time. Celebrate milestones—$500K, $1M, $2M—and stay motivated on your wealth-building journey.
Lender-Ready at Any Moment
When it's time to apply for a jumbo mortgage or business loan, your professional financial statement is ready to export instantly.
Executive Financial Documentation Package
How It Works
Creating your personal financial statement is simple with StatementsReady.
Connect Your Accounts
Securely link your bank accounts via Plaid or enter information manually. Your choice.
Review & Customize
Verify your information, add any additional assets or liabilities, and customize as needed.
Export & Share
Download your professional PDF or share via secure link. Ready for your lender or attorney.
Frequently Asked Questions
Should I include unvested stock options on my financial statement?
It depends on the purpose. For personal tracking, include them with a note about vesting schedule. For loan applications, most lenders only consider vested equity as assets since unvested grants aren't guaranteed.
How do I track RSUs on a personal balance sheet?
List vested RSUs at current market value (shares × current price). For unvested RSUs, you can track them separately or include with a note indicating the vesting schedule and current value.
What net worth should I have at my income level?
A common benchmark is net worth = (age × annual income) / 10. But this varies widely based on student loans, years working, cost of living, and lifestyle. The key is tracking your progress, not comparing to others.
How do I consolidate multiple 401(k) accounts?
First, use StatementsReady to see all accounts in one place. Then, you can roll over old 401(k)s to your current employer's plan or to an IRA. Having visibility makes the consolidation decision clearer.
When do high earners need a personal financial statement?
Common triggers: mortgage applications (especially jumbo loans), business loan applications, divorce proceedings, estate planning, and personal financial reviews. Having an updated statement ready saves time.
Finally Know Where You Stand
Stop wondering about your true net worth. Consolidate your complex finances into one clear view and be prepared for any financial need.
Create My Statement Free